A soft pull in credit refers to a type of credit inquiry that does not affect the borrower’s credit score. It is also known as a “soft inquiry” or “soft credit check.” Soft pulls are often done by lenders or credit card companies to pre-approve potential borrowers for credit products or to monitor their existing accounts.
A soft pull in credit refers to a type of credit inquiry that does not affect the borrower’s credit score. It is also known as a “soft inquiry” or “soft credit check.” Soft pulls are often done by lenders or credit card companies to pre-approve potential borrowers for credit products or to monitor their existing accounts.
Once you authorize a lender to pull your credit, the Bureaus almost immediately sell your data to lenders that are willing to buy. Not just one, dozens. Your phone will go CRAZY with calls from all over the country. You can avoid this by opting out on the link below. You can also read a little more as to how the FCC is handling this issue at hand.
Fundnancial is a forward-thinking mortgage company built on the belief that technology and personal relationships can—and should—coexist. Founded by industry veterans who were tired of outdated systems and disjointed communication, Fundnancial combines cutting-edge automation with a human-first approach to lending. From first-time homebuyers to seasoned investors, Fundnancial offers tailored solutions backed by powerful tools, seamless processes, and a team that genuinely cares about the outcome of every loan.
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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.